CTSL

Eligibility Test

Are you eligible for our member benefits?

Answer the questions in the eligibility tests to find out.

CTSL Member Services

  • If you’re not eligible, please contact our Member Services team for assistance and further guidance on your options.
  • (+675) 79987900
  • memberservices@ctsl.com.pg

Refer to the CTSL Resources and Complete The Forms

Visit Requirements
Accumulation Scheme Form
Defined Scheme Benefit Form

Unfortunately, you are not eligible.

Have you confirmed with CTSL that you are a beneficiary?

Yes
No

Unfortunately, you are not eligible for this benefit.

Requirements for the benefits are printed on the application forms below.

Accumulation Scheme Form
Defined Scheme Benefit Form

Are you earning any other form of income to sustain yourself?

Yes
No

You need to be unemployed for 3 months or more to be eligible for this benefit.

Have you been unemployed for 3 months or more?

Yes
No

Requirements for the benefits are printed on the application forms below.

Visit Requirements
Accumulation Scheme Form
Defined Scheme Benefit Form

You are not eligible for this benefit.
If you have any questions, contact the Member Services Team on

Have you resigned or been made redundant under retirement?

Yes
No

You must be at least 65 years old to be eligible for the retirement benefit.

Are you 65 years old or more?

Yes
No

Requirements for the benefits are printed on the application forms below

Visit Requirements
Accumulation Scheme Form
Defined Scheme Benefit Form

A medical report is required to confirm your medical condition. If you have any questions, contact the Member Services Team on

Do you have a medical report to confirm your medical condition?

Yes
No

You are not eligible for this benefit. If you have any questions, contact the Member Services team on

Have you been made redundant from employment due to physical or mental infirmity?

Yes
No

Unfortunately, you are not permitted to transfer your funds unless you leave your current employer.

Complete these steps to start the Fund Transfer process.

  1. Download and complete the Transfer form.
  2. Provide 1X recent payslip
  3. Confirmation letter from previous and current employer
  4. Valid ID Card: current Fund ID Card, driver’s license, employer ID or passport
  5. Provide superannuation statement from your current fund
  6. Lodge the Transfer application at the CTSL branch. 

Are you actively contributing to the Defence Force Retirement Benefit Fund?

Yes
No

Download and fill in the form below

Member Housing Advance Form

Download and fill in the form below

Member Housing Advance Form

You are not eligible for a Housing Advance, contact the Member Services team for information

Did you repay the first Housing Advance?

Yes
No

Is this your first time applying for Housing Advance?

Yes
No

Did you fully repay the first Housing Advance?

Yes
No

Is this your first time applying for Housing Advance?

Yes
No

Unfortunately, you are not eligible. Contact the Member Services team on

Do you intend to use the Housing Advance for renovations?

Yes
No

Do you intend to use the Housing Advance to build or purchase a principal place of residence (residential home)?

Yes
No

You are not eligible for a Housing Advance if you have contributed for less than 5 consecutive years.

Have you been contributing to CTSL for 5+ years?

Yes
No

Public Notices

Investor Relations

Flare Namaliu

Independent Director

Professional Summary

Flare Namaliu is a technology and governance professional with experience across Papua New Guinea’s telecommunications, financial services and technology sectors. She has held senior roles with Huawei Technologies, Connected PNG Ltd, Credit Corporation PNG Ltd and CPL Group PNG Ltd, with expertise in digital transformation, cybersecurity, ICT strategy and corporate governance.

Flare is currently Executive Director of CPL Group PNG Ltd and Managing Director of Digital Transformative Partner Ltd, where she advises organisations on technology strategy, digital transformation and ICT governance. She brings valuable experience in technology oversight, risk management and organisational transformation to the CTSL Board.

Key Expertise & Contributions

  • Digital Transformation – Leading technology-enabled business transformation and modernization initiatives across large organizations.
  • Cybersecurity – Developing strategies to strengthen cyber resilience, information security, and enterprise risk management.
  • ICT Strategy & Governance – Aligning technology investments with organizational objectives while strengthening governance frameworks.
  • Cloud Computing & Networking – Extensive technical expertise in enterprise networking and cloud technologies gained through telecommunications and IT leadership roles.
  • Corporate Governance – Board-level experience in governance, strategic oversight, risk management, and executive decision-making.
  • Technology Risk Management – Advising organizations on technology risk, compliance, and innovation.

Board & External Roles

  • Director – CTSL Board
  • Director – Toea Homes Limited Board
  • Executive Director – CPL Group PNG Limited
  • Founder & Principal Consultant – Digital Transformative Partner Limited

Education & Certification

  • Master of Information and Communication Engineering
    Harbin Engineering University, Harbin, China
  • Executive Master of Business Administration (Executive MBA)
    University of Papua New Guinea (UPNG)

Application for:

Fill out the form below, and we will be in touch shortly.

Personal Details
Vacancy Details
Documents